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Job Vacancies In A Rapidly Expanding Microfinance Bank

Date Posted: 08/Mar/2017
Deadline: Not Specified

A highly innovative and rapidly expanding  Microfinance Bank with Head Office in Lagos requires suitable candidates to fill the available vacant  position below.


Job Title: SME Relationship Officer
Lagos Island and Victoria Island

 

Duties and Responsibilities 
 

  • Sourcing of SME clients for both deposits & loans in line with set targets.
  • Sourcing of individual clients for both savings, Current and fixed deposit accounts in line with set target.
  • Ensure credits are packaged in line with credit policies & procedures of the bank.
  • Ensure credits are within the bank’s obligor limit
  • Rendering financial advice to clients
  • Rendering weekly & monthly reports to the management
  • Ensure proper KYC are conducted on customers
  • Monitoring the loan portfolio and follow up on repayment.
  • Packaging of customers' credit requests
  • Conduct qualitative credit appraisals of clients’ businesses e.g. cash flow, profitability, P&L & Balance Sheet Analysis.

 

Qualifications and Experience 
 

  • At least 3 years experience in a commercial bank in SME financing department.
  • A Degree /HND in Banking and Finance, Accounting, Management and Marketing or any numerate discipline.
  • At least 3-5 years’ experience in a commercial bank/ Microfinance bank in  SME financing..

 

Skills: 
 

  • Business acumen and analytical skills
  • Excellent Relationship Management.
  • Good understanding of business process
  • Hardworking, commitment, ability to communicate and self- motivated person
  • Good interpersonal Skill
  • Attention to details.
  • Good level of computer program (MS. Word & Excel)



 

 

Job Title: Credit Advisor / Relationship Officer
Ikoyi/ Victoria Island 
Duties and Responsibilities 

 

  • Creation of quality risk assets to meet set targets
  • Sourcing of clients for both savings, Current and fixed deposit accounts in line with set target.
  • Packaging of customers’ credit requests
  • Ensure credits are within the bank’s obligor limit
  • Rendering financial advice to clients
  • Rendering weekly & monthly reports to the management
  • Ensure proper KYC are conducted on customers
  • Monitoring the loan portfolio and follow up on repayments
  • Conduct qualitative credit appraisals of clients’ businesses e.g. cash flow, profitability, P&L & Balance Sheet Analysis.
  • Ensure credits are packaged in line with credit policies & procedures of the bank.

Qualifications and Experience 
 

  • A Degree/HND with major in Banking and Finance, Accounting, Management and Marketing or related field
  • At least 2 years' experience in  a consumer/ SME lending  position in a Microfinance or Commercial Bank is compulsory.
  • Sound Credit appraisal
  • Good understanding of business process
  • Hardworking, commitment, ability to communicate and self- motivated person
  • Excellent Relationship Management Skills
  • Unquestionable integrity and high level of commitment
  • Business acumen and analytical skills


How to Apply
Interested and qualified candidates should send their CV's to: [email protected]






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