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Credit Analyst At Standard Chartered Bank

Date Posted: 25/Sep/2013
Deadline: Not Specified

 

Job Description

Job Details

Department: OCC Global Corporates
Grade:6
Reports To: RM-GC

Job Description

Overall responsibility for Credit Risk and analysts within the Segment.
Primarily responsible for managing the credit risk associated with the portfolio and ensuring high quality of the portfolio.
Closely work with the RM from the origination & play a vital role in deal structuring to add good value from a credit/policy perspective.
Work with the RM on a specified portfolio and facilitate revenue growth in the portfolio

Key Roles & Responsibilities

Interact with the client, gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence.
Work with RM/product partners in structuring credit solutions for the clients and ensuring the appropriateness of the products.
Work with the RM, in:
obtaining all pre clearances like ER negativity, segmentation, etc.
preparing & presenting work-shopping note and c) expediting approvals.
Responsible for end-to-end BCA process including preparing all the tools like Odyssey, Scorecard, etc, in-depth analysis of various risks, quality presentation and ensuring fast credit approval.
Ensure compliance of all internal and regulatory credit/other portfolio related policies e.g. preparing the Country portfolio standard checklist, Temasek check, other special reporting requirements, etc.
Coordinate and prepare for GCC meetings
Liaise with GAM Credit for limit approval/allocation.
Release the trade offerings in IMEX, after obtaining the necessary approvals.
Seek necessary approvals for excesses in the account.

Monitor quality of the portfolio by tracking Excess/past dues, strictly complying with ASTAR, EAR processes.
Ensure timely submission of quality Quarterly Credit Reports
Monitor Risk Triggers, Covenants and other credit conditions and report appropriately
Ensure Zero BCA over dues.
Liaise with Credit on BCA and other credit issues and ensure quick turnaround on queries.
Proper maintenance of Credit files and ensuring Audit Ready at any time
Attend EAR/Portfolio call/MTM calls along with the RMs
In partnership with the relationship manager, ensure timely identification of accounts to be put in EAR as per the bank’s policies and guidelines

Qualifications & Skills

University Degree or Professional Qualification in a relevant discipline
Minimum of 5 years banking experience with significant corporate banking knowledge
Strong Communication and people management Skills
Strong selling and negotiation skills
Strong Financial, analytical and writing skills.
Thorough understanding of the bank’s products and credit policies

How To Apply

You can search and view current opportunities across our organisation and apply immediately by visiting www.standardchartered.com and selecting Careers. To help speed up your application, please note the following:

- You will need to log in (or register if you are visiting our careers site for the first time) before you can apply for a specific role

- Some roles may require you to undertake an online talent assessment in addition to completing the application form (to facilitate this process it is preferable that you provide us with an email address as part of your contact information)
- We will ask you about your education, career history and skills and experience, it may be helpful to have this information at hand when completing your application

It usually takes 15 - 20 minutes to complete the application form; you can save your application at any time and return to complete it at your convenience.

Closing Dates

The closing date for applications is 26/09/2013. Please note all closing dates are given in Hong Kong time (GMT + 8 hours). We aim to respond to successful applicants within four weeks and will keep a record or your application in our database so that we can contact you when suitable vacancies arise in future.

Diversity & Inclusion

Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustain strong business performance and competitive advantage. By building an inclusive culture, each employee can develop a sense of belonging, and have the opportunity to maximise their personal potential.

Company Description

Standard Chartered PLC is a leading international bank, listed on the London, Hong Kong and Mumbai stock exchanges. It has operated for over 150 years in some of the world's most dynamic markets and earns more than 90 per cent of its income and profits in Asia, Africa and the Middle East. This geographic focus and commitment to developing deep relationships with clients and customers has driven the Bank's growth in recent years.

With 1,700 offices in 70 markets, Standard Chartered offers exciting and challenging international career opportunities for around 85,000 staff. It is committed to building a sustainable business over the long term and is trusted worldwide for upholding high standards of corporate governance, social responsibility, environmental protection and employee diversity. The Bank's heritage and values are expressed in its brand promise, Here for good.

 

Method of Application

Interested and qualified? Click the Apply now button to send your application

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